If married, your gross monthly incomes are combined. You should be employed for at least two years in your company here or abroad. You should have a three-year contract if you are a household worker. You should have an SPA (special power of attorney) for your appointed loan administrator. You should have a proof of profit for at least two years if you own a business.
These are the documents that you have to submit to apply for a BDO Loan: Filled out, Download BDO Home Loan Application Form One valid Identification Card Marriage contract for married individuals COE or Certificate of Employment where your salary is stated if you are currently employed Receipt or Remittance form for at least three months if you are currently employed abroad Your current Crew The grace period applies to cash advances if you work as a seafarer Your COE and your contract if you are currently employed abroad Financial statements, ITR, Statement of Bank Account for at least three months, DTI Certificate of Registration, Company profileand any kind of proof of income for business owners.
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