Payday loans are meant to cover a cash shortfall until your next pay. Avoid using them for ongoing costs such as rent, groceries or utility bills. If you use them in this way, you may end up in financial trouble. Privately-owned companies offer payday loans in stores and online. What to expect when you take out a payday loan. Heres what you can expect if youre considering taking out a payday loan.

What you need to provide a payday lender. Generally, payday lenders will require proof that you have: a regular income a bank account a permanent address. Before giving you a payday philadelphia payday loans cash advance philadelphia pa, payday lenders will require you to do one of the following: fill out a form that will allow the lender to withdraw the total loan amount, including fees, directly from your bank account when the loan is due (also called a pre- authorized debit) provide a post-dated cheque for the total loan amount including fees.

Getting money from a payday lender.

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To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay.

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