Co-Borrower: Any individual who will assume responsibility on the loan, take a title interest in the property and intends to occupy the property as their primary residence. Co-Signer: Any individual who will assume responsibility on the loan, but who will not take a title interest in the property nor occupy the property. Curtailment: An additional payment made to reduce the principal balance of a loan. Current MOP Rate: MOP rate currently in effect for Program loans.
The locked-in MOP rate will be the Program rate in effect at the time of loan commitment. This rate is calculated by using the four-quarter average of the Universitys Short-Term Investment Pool (STIP), rounded to the nearest five hundredths of a percent and adding an administrative fee component of personal loans for 60000.
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