NetCredit: NetCredit is a new company offering online loans to California consumers. NetCredit provides California consumers online installment loans ranging from 2,500 to 10,000 with a payoff term of anywhere from 6 months to 3 years. They may not be a i want cash loan for you if you have bad credit. They generally require average to good credit when you apply for a loan.
Lend You: They provide online installment loans and payday advances in California. They claim to have a completely automated online application process that should take less than 3 minutes to complete. Bad credit is ok but you must be 18 years old and have an active checking account to qualify for a California payday loan.
Advance Financial: Advance Finanial offers online FLEX loans to consumers in California.
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Payday loans are not recommended as a long term financial solution and they should only be taken for emergency financial needs. The APR on online personal loans can reach i want cash loan to 1,386 depending on the lenders terms, borrowers residence state, the duration of the loan, loan fees incurred, late payment fees, non-payment fees, loan extension plan, and other factors.
Some states cap APR and the amounts of charges for online personal loan. You are encouraged to contact your lender as soon as possible if you are unable to repay your loan on the scheduled repayment date or make regular installment payment on time.
Your lender may set late payment fees in accordance with state regulations, and your lender has several courses of action to deal with late payment. For more information about your lender's specific procedures as they apply to late payments, please review your loan agreement or contact your lender directly.