With that in mind, we looked for the highest and lowest fee each lender charges. This gives a good baseline for how much you can expect to pay and how these lenders approach state regulations, especially in the states with no regulations.
The fees we list apply to a 100 loan for a 14-day period. Often, you see APRs listed for payday loans as high as 600. Because you pay the loan back in two-weeks to a month, the APR serves mostly as a gauge of how expensive the loan is. Payday loans charge a finance fee, which ranges from 10 to 30 for each 100 you borrow. We chose to include this fee rather than APRs to give you a better idea of how much youll end up paying if you decide to get a payday loan. Many of these lenders offer additional products, including installment loans, lines of credit and check cashing.
Make cash loan agreement you have your social security number, source of income, and banking information handy while completing the application. Cash advances are available online in the following states: Each fast cash loan comes with a 72-hour satisfaction guarantee.
So if you change your mind about your loan, just return the principal within 72 hours and pay nothing more. Learn More About Cash Advances. All cash advances subject to approval pursuant to standard underwriting criteria. Rates and terms will vary depending upon the state where you reside.
How our loans work. You apply online. Its easy to apply for a cash loan online. You can use your computer, smartphone or tablet. It only takes 5 mins. We check confirm. We do a quick check on the information you have submitted to make sure were lending you the right amount and it meets your needs.