Lenders are within their rights to file reports with the three major credit bureausвЂExperian, Equifax and TransunionвЂif you fail to repay your loan. This negative remark will lower your credit score and may make it impossible for you to obtain short term loans or other forms of credit in the future. However, once you have repaid your debt to your lender in full, this will be reported to the credit agencies and the negative remark will be removed from your credit history.

Some of the lenders in our how the personal loan interest calculated participate in what is known as automatic loan renewal. Simply put, if your loan is beyond a specific amount of time past due, your lender will rollover your loan.

This may be offered to you in addition to options like repaying your loan in full at a later date or repaying your debt in installments over time.

How the personal loan interest calculated

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How the personal loan interest calculated

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How the personal loan interest calculated