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" One reason that lenders' predatory behavior continues is simple administrative overload. Travis County Justice of the Peace Susan Steeg, who approved the charges against Jones, told HuffPost that due to the volume of bad check affidavits her court receives, her office has been instructed by the county attorney to file charges as affidavits are submitted.
The charges are then passed along to the county attorney's office. It is up to the county attorney to review the cases and are there cdos for cash advance whether to prosecute or dismiss them.
But Travis County Attorney David Escamilla told HuffPost personal vs consumer loan his office had never instructed the Justice of the Peace courts to approve all bad check complaints, and said he did not know why or where Steeg would have gotten that understanding. We dont do it, Escamilla said, referring to the usage of the criminal hot checks process to enforce the terms of lending agreements.
When cases are wrongfully filed by payday lenders, how quickly they are dismissed depends on prosecutors' workload and judgment. Often, it is not clear that theft by check cases are payday loans, since the name of the payday lender is not immediately distinguishable from that of an ordinary merchant.