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Today at least seven of the 45 rancherias in California are involved in online payday lending вЂ though it is unclear to what extent they affordable personal loans online manage the businesses with which they are affiliated.
In all, some 30 Native American tribes are in the industry, according to Barry Brandon, who heads the Native American Financial Services Association, a trade organization for tribal payday lenders.
вЂњWeвЂre talking about a very small group of very small tribes,вЂќ said Ellen Harnick, an attorney at the Center for Responsible Lending, a consumer advocacy group. There are 566 federally recognized Native American tribes in the U. Like the Habematolel Pomo, these tribes appear online as the owners of payday lending enterprises. But the call centers and other operations are elsewhere, and the tribes themselves get as little as 1 percent of the revenue.